![]() ![]() This budgeting method helps you be intentional about where your money goes.īelow, we review the You Need A Budget (YNAB) app to give you all the details on its features, including the tools, perks, safety, pricing, availability and ratings so you can decide if it is the right app for managing your money. This is known as the "zero-based budgeting system," where you assign every dollar a purpose in your budget. YNAB can feel overwhelming if you are brand new to budgeting. ![]() ![]() While a 15 to 20 price increase may not feel like a huge deal to some, it might be a deal-breaker for others. Instead of using traditional budgeting buckets, YNAB users map out a plan for every dollar. For monthly subscribers, the price increase from 11.99 per month to 14.99 is a 20 increase, or 3 per month. Out of a dozen-plus apps that CNBC Select compared when rating the best budgeting apps and best expense tracker apps, YNAB stood out for being the best app for serious budgeters. If you're the latter, then the You Need A Budget (YNAB) app is for you. Maybe you need an app that can also help curb your spending, save you money and put you on the fast track to debt payoff. Its zero-based budgeting approach lets you be be purposeful in your spending and. Think about whether you want help tracking your incoming and outgoing cash, or if you want more than that. For a budgeting app that really puts you in control of your finances, You Need A Budget (YNAB) is a clear winner. Consider your needs before settling on just any free budgeting app.
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